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India’s year-end IPO blitz: risks, rewards and what to watchIndia’s year-end IPO blitz: risks, rewards and what to watch

Eppeltone Engineers IPO Sparks Interest Amid GMP Surge

Eppeltone Engineers IPO Sparks Interest Amid GMP Surge

₹244 crore public offering grabs investor attention; price range announced at ₹125–128

Summary:
Eppeltone Engineers is launching its ₹244 crore initial public offering with a price range of ₹125–₹128. The offering aims to support the company’s expansion and infrastructure plans across sectors.

Eppeltone Engineers Ltd is gearing up to enter the stock market with a ₹244 crore initial public offering (IPO). The firm has set a price range of ₹125 to ₹128 per equity share, and investor enthusiasm is already building, thanks to a growing grey market premium (GMP). The IPO is quickly becoming one of the most anticipated listings of the season.

Market reports suggest that the current GMP for Eppeltone Engineers stands around ₹55 to ₹60 per share, signaling a strong debut could be on the horizon. This surge in GMP reflects high expectations for listing gains and showcases significant pre-market demand.

Company Profile

Eppeltone Engineers operates as a leading engineering and project execution company, working across sectors like power infrastructure, water systems, and civil engineering. The company has developed a reputation for delivering complex projects on time and with high quality standards.

It counts various government departments and public sector undertakings among its clients, making it a trusted partner for large-scale infrastructure developments. With a robust order book and a skilled team, the firm is poised to benefit from India’s infrastructure growth momentum.

IPO Details at a Glance

* *Total Issue Size*: ₹244 crore
* *Price Band*: ₹125 to ₹128 per share
* *Minimum Lot Size*: Likely around 100–120 shares per lot
* *IPO Opening Date*: Expected to launch in the coming days
* *Stock Exchanges*: Expected listing on NSE and BSE
* *Registrar*: \[Pending confirmation]

The issue is a *fresh equity offer*, meaning the proceeds will go directly to the company for business purposes. These include upgrading machinery, reducing debt, increasing working capital, and funding upcoming infrastructure projects.

Why Investors Are Excited

Analysts attribute the positive sentiment to a combination of reasonable valuation, sectoral tailwinds, and the company’s track record.

“There’s a renewed interest in infrastructure and engineering firms, especially those with consistent performance and government-linked contracts. Eppeltone ticks those boxes, which explains the rising premium,” said Karan Mehta, a financial markets consultant.

Brokerages tracking the IPO have highlighted the company’s stable growth, profit margins, and minimal debt. Its ability to secure government infrastructure contracts regularly gives it a competitive edge in a rapidly evolving market.

Sectoral Outlook

India’s infrastructure sector is witnessing a significant investment push from the government under schemes like the National Infrastructure Pipeline (NIP), PM Gati Shakti, and the Smart Cities initiative. Firms like Eppeltone Engineers, with proven project execution capabilities, are expected to benefit from these trends.

Additionally, initiatives aimed at boosting sustainable infrastructure, smart utility management, and renewable energy integration align well with Eppeltone’s service portfolio.

“The policy environment strongly favors engineering and project firms. Eppeltone appears well-positioned to take advantage of the upcoming wave of contracts,” said Rekha Joshi, an equity strategist with a Mumbai-based brokerage firm.

What to Watch Out For

While investor enthusiasm is clear, experts advise caution and proper due diligence. Participants in the IPO should carefully evaluate financials, future orders, and operational risks.

It’s also worth noting that grey market premiums, while indicative of sentiment, are unofficial and speculative. Actual listing performance can vary based on broader market conditions and investor behavior on the day of listing.

Final Outlook

Eppeltone Engineers’ ₹244 crore IPO arrives at a time when public and private investment in infrastructure is gaining momentum. With a promising order pipeline, a transparent business model, and efficient delivery mechanisms, the company is drawing strong attention.

If the current market enthusiasm translates into robust bidding during the IPO window, Eppeltone could see a strong listing—rewarding early investors and further fueling sector growth.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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KBC Global Shares Rally Over 6% Despite Market Pressure: Key Reasons Behind the Rise

RBI Repo Rate Cut: Smart Moves for Fixed Deposit Investors

RBI Repo Rate Cut: Smart Moves for Fixed Deposit Investors

RBI Repo Rate Cut: Smart Moves for Fixed Deposit Investors

Strategies to Manage Lower Interest Rates and Preserve Savings

The Reserve Bank of India has recently lowered the repo rate by 50 basis points This marks the third rate reduction this year. While the goal is to stimulate economic activity by making loans cheaper, this also results in a decline in interest rates on various financial products, including Fixed Deposits (FDs). For those relying on FDs for stable returns, this presents new challenges as expected yields decrease.

This article discusses practical steps FD investors can take to safeguard their capital and optimize returns amidst falling interest rates.

How Repo Rate Cuts Influence FD Interest Rates

A reduction here typically leads banks to lower the interest they pay on deposits. Following the recent 50 basis point cut, FD interest rates have already dropped by 30 to 70 basis points since early 2025, and this downward trend is expected to persist.

This means that fresh FD investments or renewals will likely earn less interest than before, impacting investors seeking steady income from fixed deposits.

Recommended Actions for FD Investors

1. Act Quickly to Lock in Current Rates
To avoid missing out on better returns, it is wise to invest or renew FDs at the current interest rates before they decline further.

2. Consider FD Laddering
Distributing investments across multiple FDs with varying maturity dates (e.g., 6 months, 1 year, 2 years) can provide better liquidity and flexibility, enabling reinvestment when rates improve.

3. Opt for Short-Term FDs
Choosing shorter-duration deposits can allow investors to react faster to market changes and reinvest sooner if rates fluctuate.

4. Utilize Senior Citizen Schemes
Special schemes designed for senior citizens, such as the Senior Citizens Savings Scheme (SCSS), often provide higher interest rates, making them attractive options during low-rate periods.

5. Diversify Into Other Low-Risk Instruments
Apart from FDs, investors might explore debt mutual funds, government bonds, or post office savings schemes to maintain returns with manageable risk.

Snapshot of Current FD Rates

Currently, banks typically offer interest rates between 6.5% and 7.5% for one- to two-year fixed deposits, while senior citizens may receive slightly higher rates in the range of 7.5% to 8.5%.

Potential Risks for FD Investors

Although FDs are known for their safety, locking funds long-term at falling interest rates can reduce real returns after adjusting for inflation and taxes. Staying informed and proactive in managing investments is crucial to protect the value of your savings.

Additional Suggestions for FD Holders

Keep Track of RBI Announcements: Staying updated helps you time your investments advantageously.
Seek Professional Guidance: Customized advice can align your portfolio with your risk tolerance and financial needs.
Balance Liquidity Needs: Ensure your investments match your cash flow requirements through strategies like laddering.

Conclusion

The RBI’s recent repo rate cut initiates a phase of declining interest rates that will influence FD yields across India. Investors need to act swiftly and thoughtfully—locking in current rates when possible, adopting laddering strategies, preferring shorter tenures, and considering alternative investment avenues. Such approaches can help maintain financial security and optimize returns in this evolving environment.

Summary

With RBI’s 50 bps repo rate reduction, FD interest rates are set to decrease further. To mitigate impact, investors should consider locking in existing rates, employing laddering strategies, opting for shorter maturities, and diversifying into other low-risk products. Staying flexible and informed is key to managing returns amid falling rates.

 

 

 

 

 

 

 

 

 

 

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Decentro Secures ₹30 Crore to Power Fintech Innovation

Capri Global: Riding the Wave of 11% Share Growth and New Financial Solutions!

Kody Technolab Soars 5% After Massive Profit Growth

Kody Technolab Soars 5% After Massive Profit Growth

 

Kody Technolab Ltd, a fast-rising player in India’s AI and digital services space, witnessed a major market rally as its stock hit the 5% upper circuit following its exceptional quarterly earnings report. The company revealed an astounding 261% jump in net profit compared to the same period last year, highlighting strong business traction and solid demand for its technology-driven services.
Listed on the NSE SME platform, this Gujarat-based company is building momentum for its work in artificial intelligence, customized software development, and enterprise digital transformation. The latest results affirm Kody Technolab’s growing stature among India’s promising small-cap tech firms.

Financial Performance Highlights: Triple-Digit Growth in Profit
Kody Technolab’s recent financial disclosure reflects aggressive scaling and operational efficiency. The net profit rise of 261% year-on-year is a result of improved operational margins, expanding service offerings, and strong client growth across its technology portfolio.
Although the company did not reveal detailed numbers in the headline, such a dramatic increase suggests effective cost controls, increased project billing, and healthy client retention. Revenue also witnessed an upward trend, signaling consistent growth both in India and overseas.
Experts note that this level of performance shows the company’s evolution into a mature and scalable technology provider amid fierce competition in the digital services market.

Technology Leadership: AI and Automation at the Core
As digital transformation accelerates across sectors, companies are turning to AI and smart automation to improve efficiency. Kody Technolab has placed itself at the forefront of this shift, offering AI-based solutions including intelligent bots, machine learning algorithms, data analytics tools, and custom-built automation platforms.
A key advantage is Kody’s specialization in providing tailor-made tech solutions, particularly for small and medium-sized businesses (SMEs) and emerging enterprises. These offerings are in demand in sectors like finance, healthcare, logistics, e-commerce, and retail.
By delivering practical and scalable AI tools, the company is becoming a trusted innovation partner for clients seeking next-generation digital services.

Investor Reaction: Confidence Soars on Results
The market’s immediate reaction to Kody Technolab’s profit announcement was resoundingly positive. The stock hit the upper circuit limit of 5%, a strong signal of investor confidence and enthusiasm.
The surge in share price was accompanied by high trading volumes, particularly from retail investors. Market analysts believe that this rally isn’t just based on the numbers—it reflects broader optimism about the company’s strategic execution and future growth prospects.
As a listed SME firm, Kody’s stock tends to be more sensitive to market news due to lower float, but the recent move appears driven by fundamental progress rather than market speculation.

Steady Growth Since Debut
Since its listing on the NSE SME platform in September 2023, Kody Technolab has displayed a consistent growth trajectory. The company’s IPO saw strong demand, and post-listing performance has been bolstered by sound business delivery and expanding contracts.
What differentiates Kody from traditional IT firms is its dedicated focus on cutting-edge AI development rather than conventional tech outsourcing. This approach has earned it clients in important global markets including the US, UK, and the Middle East.

Looking Ahead: Building on Strong Momentum
Kody Technolab appears well-prepared to scale up in the coming quarters. The company has indicated plans to boost its research and development capacity, enter new markets, and deepen collaborations with strategic partners.
It is also focusing on onboarding larger enterprise clients, which can drive higher margins and diversify its income streams. Its ability to manage the full digital lifecycle—from strategy and consulting to deployment—gives Kody a competitive advantage.
As AI adoption becomes a priority across industries, the company is positioned to capture a larger share of this fast-growing segment.

Challenges on the Horizon
Despite strong performance, Kody Technolab faces challenges typical of a growing tech firm. Talent acquisition and retention in the AI sector remain key concerns. Additionally, intensifying competition from larger global firms and budget fluctuations in IT spending could pose risks.
As a smaller listed entity, Kody also deals with lower institutional participation and limited liquidity. However, consistent delivery could draw interest from institutional investors in the future.

Final Take: A Rising Star in Tech-Driven India
Kody Technolab’s robust profit growth and positive market response are clear signs of rising investor trust in its long-term potential. As artificial intelligence and automation become core drivers of enterprise strategy, companies like Kody that offer targeted, flexible, and efficient solutions are gaining traction.
For investors interested in high-growth, tech-enabled businesses, Kody Technolab represents a compelling case within India’s booming small-cap tech universe.

 

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Rathi Steel Stock Surges Over 700% in 5 Years Despite Market Volatility

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The Great Gold Shift: Indians Embrace ETFs as Jewellery Demand Plummets

The Great Gold Shift: Indians Embrace ETFs as Jewellery Demand Plummets

 A 170% Surge in Gold ETF Investments Reflects a New Era of Smart, Digital Gold Ownership in India

Introduction

In a dramatic change to long-standing traditions, Indian investors are rapidly moving away from physical gold jewellery and embracing gold Exchange Traded Funds (ETFs) as their preferred way to own the precious metal. The first quarter of 2025 has witnessed a staggering 170% year-on-year surge in gold investment demand, led almost entirely by robust inflows into gold ETFs. Meanwhile, jewellery purchases have slumped by 25% in volume, as record-high prices and changing investment priorities reshape the market landscape.

The Numbers Behind the Shift

Gold Investment Demand Skyrockets
Gold investment demand in India hit a record 552 tonnes in Q1 2025, representing a 170% increase over the previous year. This increase was primarily driven by renewed interest in gold ETFs, which recorded their strongest quarterly inflows in three years.
Globally, gold-backed ETF holdings rose by 226 tonnes, bringing the total to 3,445 tonnes—a clear signal that investors worldwide are seeking the safety and liquidity of paper gold.
Jewellery Demand Takes a Hit
Despite the surge in investment demand, jewellery consumption in India declined significantly.
Jewellery sales fell by 25% in volume, as consumers balked at record-high prices—gold crossed ₹93,217 per 10 grams in early 2025. Even as the value of jewellery sales remained resilient due to higher prices, the shift in consumer behaviour is unmistakable: Indians are buying less jewellery and more gold in financial form.

Why Are Indians Choosing Gold ETFs?

Convenience and Liquidity
Gold ETFs offer a simple and accessible way to invest in gold.
Unlike physical jewellery, which requires storage, insurance, and carries making charges, ETFs provide instant liquidity and can be bought and sold with the click of a button. This convenience is particularly appealing to tech-savvy investors and those looking for flexible investment options.
Better Returns and Tax Efficiency
Investing in gold through ETFs is also more tax-efficient than buying physical gold. There are no making charges, and returns are often more attractive after taxes. Additionally, gold ETFs benefit from compounding, allowing investors to grow their wealth over time without the headaches of storing and securing physical gold.
A Safe Haven in Uncertain Times
The rise in gold ETF investments is driven by increased market uncertainty, geopolitical conflicts, and a declining US dollar. Gold’s reputation as a safe-haven asset has been strengthened by the current conditions, boosting its attractiveness to investors.
Central banks, including the Reserve Bank of India (RBI), continue to add gold to their reserves, further boosting confidence in the metal’s long-term value.

The Global and Domestic Context

Global Trends Mirror India’s Shift
This trend is not unique to India. Globally, gold-backed ETF assets rose by 226 tonnes in Q1 2025, led predominantly by Europe and Asia.
In Europe, expectations of interest rate cuts by the European Central Bank (ECB) drove inflows, while in Asia, trade tensions and a weaker US dollar prompted investors to seek safety in gold.
RBI’s Strategic Approach
The RBI has revised its approach by boosting its gold reserves to an all-time high of 879.6 tonnes, accounting for approximately 11.7% of India’s foreign exchange reserves.
While the central bank’s buying pace has slowed, its continued accumulation of gold reflects a strategic emphasis on diversifying reserves and reducing reliance on US assets.

The Impact on the Gold Market

Record Prices and Changing Consumption Patterns
Record-high gold prices have fundamentally altered consumption patterns. Consumers are either deferring jewellery purchases, buying smaller quantities, or exchanging old jewellery for new. The shift is especially pronounced among younger investors, who are more comfortable with digital investment platforms and less attached to traditional forms of gold ownership.
The Rise of Digital Gold
Beyond ETFs, digital gold products are also gaining traction. These platforms allow investors to buy, sell, and even gift gold in digital form, further eroding the dominance of physical jewellery. The trend is expected to continue as more Indians become comfortable with fintech solutions and seek out flexible, modern ways to invest in gold.

Conclusion

The first quarter of 2025 signifies a landmark moment for gold ownership in India.
A 170% surge in gold ETF investments and a 25% drop in jewellery demand signal a profound shift in how Indians view and invest in gold. Convenience, liquidity, and the desire for safe-haven assets are driving this change, as record prices and global uncertainty reshape the market. With central banks and retail investors alike embracing gold in financial form, the future of gold ownership in India is digital, smart, and more accessible than ever before.

 

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Avanti Feeds Shares Jump 8% After Strong Q4 FY25 Results and Whopping 900% Dividend

Undervalued Microcaps Quietly Gaining Ground and Profits

Undervalued Microcaps Quietly Gaining Ground and Profits

Undervalued Microcaps Quietly Gaining Ground and Profits

Jyoti Resins and Swastika Investmart Shine Silently

In India’s vast and diverse equity landscape, microcap stocks are frequently dismissed or overlooked due to their relatively small size and lack of media coverage. However, some of these lesser-known companies are quietly delivering strong financial performances, outperforming expectations and gradually earning a reputation among savvy investors. Two overlooked contenders—Jyoti Resins & Adhesives Ltd. and Swastika Investmart Ltd.—are quietly establishing a strong track record of profitability while staying under the radar.

Jyoti Resins: A Strong Adhesive in Earnings Stability

Jyoti Resins & Adhesives Ltd., the driving force behind the renowned “Euro” adhesive brand, has solidified its standing in the microcap sector. Despite its relatively small market presence, the company has been delivering consistent growth.

The company’s revenue growth also remained healthy, with a 10.35% increase in net sales, reaching ₹78.61 crore, a notable rise from ₹71.23 crore in the prior year. Such figures are not common in the microcap universe, making Jyoti Resins a standout performer in its segment.

Over the course of the full financial year, the company’s performance remained resilient. The firm also maintained a strong operating profit margin (OPM) of 30.73%, reflecting operational efficiency and pricing power in a competitive market.

The company’s ability to maintain healthy margins and double-digit growth in both revenue and net profit, even amid fluctuating market conditions, speaks volumes about its operational discipline and the resilience of its product demand.

Swastika Investmart: Financial Services Flying Under the Radar

With offerings in stockbroking, investment advisory, and wealth management, Swastika has been expanding its footprint steadily in India’s growing financial market.

The company’s performance in recent quarters has been equally impressive. For the financial year 2024–25, Swastika Investmart clocked in over ₹30 crore in net profits representing a significant jump compared to the previous year. Its revenue also saw robust growth, driven by increased client acquisition and higher market participation.

Swastika’s approach centers on catering to Tier 2 and Tier 3 cities—markets often underserved by larger players. This strategy has helped the firm scale without needing to aggressively compete in oversaturated metro markets. The company’s digital transformation initiatives and tech-enabled platforms have further enhanced client experience, leading to stronger retention and increased transaction volumes.

Beyond brokerage services, Swastika’s expansion into wealth advisory and portfolio management services is paying off, as more retail and HNI clients seek tailored financial solutions. The company’s prudent cost management and steady rise in client assets under management (AUM) have contributed to a strong bottom line, earning it recognition among long-term investors who value fundamentals over hype.

What Makes These Microcaps Unique?

While many microcap companies struggle with volatility and inconsistent earnings, both Jyoti Resins and Swastika Investmart have demonstrated stable growth, disciplined financial management, and clear business strategies. Their profits are not the result of one-off windfalls but rather reflect sustainable business models and strong customer relationships.

Investors often view microcaps as speculative or risky bets. However, these two companies break that mold. Jyoti Resins excels in the specialized yet vital domain of industrial adhesives, while Swastika Investmart leverages India’s surging financial inclusion movement.

Moreover, their focus on scalability without sacrificing profitability sets them apart. Both firms have maintained healthy margins while growing top-line revenue—a combination that can deliver significant shareholder value in the long run.

Conclusion:

In a market flooded with noise and hype, it’s easy to overlook quiet performers. Yet, companies like Jyoti Resins & Adhesives and Swastika Investmart prove that sustained profitability and smart business strategy can emerge even from the smallest corners of the stock market.

Summary:

Jyoti Resins and Swastika Investmart are two microcap companies delivering impressive profits through smart business models and efficient operations. Their consistent growth and disciplined strategies make them under-the-radar gems in India’s stock market

 

 

 

 

 

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Airtel’s Q4 Capex Soars to ₹12,553 Crore!