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Liquor stocks beat FMCG peers in one year; 3 rally drivers & 3 future growth triggers
Market News - June 19, 2025

₹40 Stock Gains Spotlight After ₹30 Crore CP Repayment

₹40 Stock Gains Spotlight After ₹30 Crore CP Repayment

Paisalo Digital repays ₹30 crore CP, boosting market confidence.

Paisalo Digital Ltd, a low-priced non-banking financial company (NBFC) trading below ₹40, caught investors’ attention after it successfully redeemed commercial papers (CPs) worth ₹30 crore upon maturity. This full repayment, completed as scheduled, strengthened the company’s financial credibility and sparked a positive reaction in the stock market.

The commercial papers in question were issued earlier at an interest rate of 11%, with each CP valued at ₹5 lakh. In total, **600 units were privately placed with State Bank of India (SBI), marking a short-term borrowing of ₹30 crore. The company completed the redemption on March 20, 2025, as planned, signaling strong financial discipline.

Soon after the announcement, Paisalo’s shares jumped intraday to ₹36.46, a gain of more than 6% on the BSE. The stock eventually settled close to ₹36, showing renewed interest from retail investors and traders encouraged by the company’s prompt debt servicing.

The successful redemption indicates that Paisalo Digital is in a healthy liquidity position. The company has maintained a net cash-positive balance sheet, with no outstanding debt—a strong indicator of financial strength in a volatile NBFC environment. While its share price has faced pressure over the past year, sliding nearly 50%, the stock has delivered around 300% returns over five years, reflecting long-term potential.

In addition to domestic fundraising through commercial papers, Paisalo has also tapped global capital markets. The company had previously listed Foreign Currency Convertible Bonds (FCCBs) worth \$48 million on the Mauritius International Financial Centre (IFSC), further enhancing its financial flexibility.

Operationally, Paisalo has shown consistent growth. For Q3 FY25, the company posted a net profit of ₹62.4 crore, up over 10% year-on-year, with total revenues touching ₹203.8 crore. Its assets under management (AUM) reached ₹4,622 crore in Q4, reflecting a 32% rise compared to the previous year. Loan disbursements also grew by about 38%, showcasing strong demand for its credit services.

The company’s business model focuses on inclusive financial solutions and micro-lending, particularly targeting underserved markets.

Major institutional investors, including SBI Life Insurance and Life Insurance Corporation of India (LIC), hold stakes in the company—adding to its credibility and signaling confidence from long-term capital providers.

Investor Takeaways

Paisalo Digital’s full repayment of ₹30 crore in commercial papers sends a clear message about its liquidity strength and financial discipline. Timely redemption improves its reputation with institutional investors and debt markets, a critical factor for NBFCs relying on short-term borrowings.

With growing AUM, improving profits, a broad customer base, and solid backing from institutions, Paisalo has the potential to rebound—provided it maintains control over credit risk and continues to access affordable funding.

That said, investors should be mindful of ongoing sectoral volatility. The stock is still trading below key moving averages and has seen sharp corrections in recent months.

Summary

Paisalo Digital Ltd, a stock priced under ₹40, saw renewed market interest after it fully repaid ₹30 crore worth of commercial papers on their maturity date. The move reflects its strong liquidity profile and disciplined financial management, supported by rising profits, expanding AUM, and institutional backing.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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International Conveyors Shares Rally Over 15% Following Promoter Stake Expansion

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Bhatia Communications Declares Final Dividend, Sets Record Date for FY25
Market News - June 17, 2025

Enbee Trade & Finance Considers 50% Dividend

Enbee Trade & Finance Considers 50% Dividend

Penny stock surges after the company plans a significant dividend, stock split, and bonus issue in FY 2025–26.

The stock of Enbee Trade & Finance Ltd., a small-sized non-banking financial company (NBFC), has attracted significant investor interest after it revealed its intention to review a proposal for a 50 percent interim dividend In response to this update, the company’s shares reached their upper circuit limit on the Bombay Stock Exchange (BSE).

Stock Hits Upper Circuit After Corporate Action Update

The company informed exchanges on *January 20, 2025, that a board meeting would be held on **January 27, 2025*, where several significant decisions will be considered, such as:

* A *stock split* (subdivision) of equity shares from ₹10 face value
* A potential *bonus share issue*
* A proposed *interim dividend* of 50%

These corporate developments pushed the stock price to *₹12.97, locking it at the **4.94% upper circuit* on the BSE

Stock Details and Market Capitalization

Despite the rally, Enbee Trade & Finance remains classified as a *penny stock. As of February 2025, the share price stood at **₹10.36, with the firm’s **market valuation around ₹51 crore. The company has shown wide price movement, ranging between a **52-week low of ₹9.29* and a high of *₹19.90*

Should Investors Be Cautious?

While the news of a dividend and other shareholder-friendly actions has generated optimism, investors are advised to act prudently. The company’s fundamentals remain relatively weak, with limited revenues and inconsistent profitability. Because of its low share price and market size, the stock is also susceptible to *volatility* and *speculative activity*.

Although these developments may indicate attempts to improve shareholder value, investors should perform thorough analysis before making investment decisions. Sustainable dividend payments require strong earnings and long-term business strength, which remains uncertain for Enbee.

Conclusion

Enbee Trade & Finance Ltd.’s proposal to declare a *50% interim dividend, alongside a potential **bonus issue* and *stock split*, has boosted its share price. While these announcements appear positive on the surface, the company’s financial health and stock behavior warrant caution. Any investment in such small-cap stocks should be backed by diligent research and risk awareness.

Summary:
Enbee Trade & Finance Ltd., a low-priced stock trading on the BSE, saw a sharp rise in its share price after revealing plans for a board meeting to discuss a 50% interim dividend, potential bonus shares, and a stock split. This announcement pushed the stock to its upper price limit. Despite this surge, the company’s modest financial base and high volatility suggest that investors should approach with caution.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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A New Chapter for Vishal Mega Mart: Major Stake Trim and a $588 Million Deal on the Horizon

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Bajaj Finance Stock Split and Bonus Shares: Turning 10 Shares into 100
Market News - June 16, 2025

Bajaj Finance Stock Split and Bonus Shares: Turning 10 Shares into 100

Bajaj Finance Stock Split and Bonus Shares: Turning 10 Shares into 100

In-depth Look at How Bajaj Finance’s Corporate Actions Will Multiply Your Holdings

Bajaj Finance Ltd., one of India’s leading non-banking financial companies (NBFCs), recently announced two major corporate actions — a stock split in the ratio of 1:2 and a bonus share issuance at 4:1. These measures are expected to significantly increase the number of shares held by existing investors, making the stock more affordable and liquid. For shareholders wondering how their current holdings will be affected, here’s a comprehensive breakdown of what these corporate maneuvers mean and how 10 shares can multiply into 100.

Stock Split?

This does not change the total investment value but results in shareholders owning more shares at a lower price per share. The main goal is to make the stock more affordable and attractive, especially to smaller investors, by lowering the share price while maintaining the overall value of their holdings.

This move doesn’t change the intrinsic value of your investment but makes the stock price more accessible to retail investors by lowering the per-share price. For example, if Bajaj Finance’s shares were trading at ₹5,000 before the split, post-split, the price would roughly adjust to ₹2,500, while the total value of your investment stays unchanged.

How These Actions Affect Your Holdings

Let’s consider an investor holding 10 shares of Bajaj Finance before these changes:

1. *Bonus Shares:*
With the 4:1 bonus issue, the investor will receive 40 additional shares, bringing their total shares to 50.

2. *Stock Split:*
After receiving the bonus shares, the stock split of 1:2 will double the total shares from 50 to 100, with the face value per share halved.

So, effectively, an investor who initially owned 10 shares will end up holding 100 shares post these corporate actions.

Why Is Bajaj Finance Doing This?

Such corporate actions are usually aimed at increasing the liquidity of the stock by reducing the per-share price, making it more affordable for a wider pool of investors, especially retail participants. By increasing the number of shares in circulation, the company can also improve trading volumes, which is often viewed positively by the market.

Moreover, the bonus issue reflects the company’s confidence in its earnings and future growth, rewarding loyal shareholders with additional equity. These steps are part of Bajaj Finance’s broader strategy to enhance shareholder value and improve market participation.

Important Dates and Implementation

The company set June 16, 2025, as the record date, meaning all shareholders on the company’s books as of this date will be eligible to receive bonus shares and benefit from the stock split. The corporate actions are expected to be completed by June 27, 2025.

What Investors Should Keep in Mind

Investors should also note that these moves might lead to increased liquidity and potentially attract more buyers, which can have a positive impact on share price over time. However, fundamental factors such as company performance, market conditions, and economic trends will continue to influence the stock’s long-term value.

Conclusion

Bajaj Finance’s announcement of a 1:2 stock split coupled with a 4:1 bonus share issue is a strategic initiative to make its shares more accessible and boost liquidity in the market. Shareholders will see their holdings multiply tenfold — turning 10 shares into 100 — without any immediate change in the overall investment value.

These corporate actions are a positive signal of Bajaj Finance’s confidence in its growth trajectory and commitment to rewarding shareholders. For existing and potential investors, this is a development worth noting as it can facilitate easier trading and greater market participation.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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Chinese Tech Giants Export India-Made Electronics to Global Markets

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VA Tech Wabag Projects Strong 15-20% Revenue growth
Market News - June 10, 2025

Poonawalla Fincorp Shares Jump to 11-Month High on ₹500 Crore NCD Fundraising Plan

Poonawalla Fincorp Shares Jump to 11-Month High on ₹500 Crore NCD Fundraising Plan

Poonawalla Fincorp Ltd. recently saw its shares surge to an 11-month high after the company’s board approved a proposal to raise ₹500 crore through the issuance of non-convertible debentures (NCDs). This development reflects the company’s strategic efforts to diversify its funding sources and strengthen its capital base to support future growth.

Company Approves ₹500 Crore NCD Issuance

Poonawalla Fincorp’s board of directors has given the green light to raise funds by issuing secured, rated, listed, redeemable non-convertible debentures (NCDs) on a private placement basis. The company plans to issue 50,000 NCDs, each with a face value of ₹1 lakh, amounting to a total of ₹500 crore.

This funding move is part of the company’s strategy to maintain financial flexibility and secure additional resources for business expansion. By opting for NCDs, Poonawalla Fincorp can tap into the debt market at competitive rates, which is generally considered more cost-effective than equity dilution.

Strong Stock Market Reaction

The announcement led to a positive reaction in the stock market. Poonawalla Fincorp’s shares jumped nearly 3% and reached ₹433.70 per share, marking their highest level in the past 11 months. The surge indicates growing investor confidence in the company’s financial health and its ability to raise capital efficiently.

High trading volumes were recorded during the session, highlighting the strong interest from market participants following the NCD announcement. The company’s shares have already delivered significant returns since the beginning of the year, further supported by its stable growth outlook.

Why NCDs Are Attractive for Poonawalla Fincorp

The decision to raise funds through non-convertible debentures offers several advantages:

Lower Cost of Borrowing: NCDs allow the company to access debt capital at attractive interest rates without impacting equity ownership.

Secured Structure: The NCDs will be secured by company assets, which provides additional safety to investors and helps Poonawalla Fincorp secure funds on favorable terms.

Long-Term Capital Support: The funds raised will likely be used to expand the lending portfolio, particularly focusing on secured loans to salaried individuals, small businesses, and consumer financing.

Diversified Funding: Issuing NCDs enables the company to diversify its funding sources beyond traditional bank loans, ensuring greater financial stability.

Steady Financial Performance Supports Growth Plans

Poonawalla Fincorp has demonstrated a steady improvement in its financial performance over the past few quarters. The company has been focusing on building a strong loan portfolio while maintaining tight control over asset quality.

In the most recent quarterly update, Poonawalla Fincorp reported healthy growth in its net profit and loan disbursements. The company’s focus on risk-averse lending and strong underwriting practices has resulted in a low non-performing asset (NPA) ratio, further boosting investor confidence.

The company’s strategy revolves around growing its presence in the consumer and MSME segments, with a strong push towards digital lending platforms to improve customer reach and operational efficiency.

Positive Credit Rating Advantage

One of the key strengths of Poonawalla Fincorp is its robust credit rating. The company enjoys a CRISIL AA+ / Stable rating, which reflects its sound financial position and the backing of the reputable Cyrus Poonawalla Group. This high credit rating allows the company to raise debt at competitive rates, which is crucial for maintaining profitability in a lending business.

The rating agencies have highlighted the company’s stable capital structure, strong promoter support, and healthy asset quality as factors contributing to its positive credit profile.

Market Outlook and Growth Potential

The overall outlook for the non-banking financial company (NBFC) sector remains positive, supported by the Reserve Bank of India’s recent moves to reduce policy rates, making borrowing cheaper for both companies and consumers.

Poonawalla Fincorp is well-positioned to capitalize on this favorable environment by increasing its lending activity, particularly to underserved segments like small businesses and salaried individuals seeking quick and affordable credit.

The company’s continued focus on digital innovation and technology-driven processes is expected to further improve loan disbursement speed and customer satisfaction, giving it a competitive edge in the evolving NBFC landscape.

Conclusion: A Strategic Step for Sustainable Growth

Poonawalla Fincorp’s decision to raise ₹500 crore through secured NCDs signals its proactive approach to funding growth while maintaining a balanced capital structure. The stock’s strong rally following the announcement highlights investor optimism about the company’s financial management and growth strategy.

With solid financial backing, prudent risk management, and a clear focus on consumer and MSME lending, Poonawalla Fincorp is likely to continue expanding its market presence in the coming quarters.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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GRSE’s Marine Capabilities Expand: 5% Share Increase After MoUs in Scandinavia

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Tata Capital Eyes $2B IPO This September
Result Updates - May 15, 2025

Tata Capital Delivers Robust Q4 Surge as IPO Momentum Builds

Tata Capital Delivers Robust Q4 Surge as IPO Momentum Builds

 

Tata Capital delivers robust revenue and profit growth in Q4 FY25 as it accelerates plans for a multi-billion-dollar stock market debut.

Q4 FY25 Performance: Profitability on the Rise

Tata Capital, a major player in India’s non-banking financial company (NBFC) landscape, reported strong earnings for the quarter ended March 2025. The corporation’s consolidated post-tax earnings attained ₹1,000 crore, demonstrating a 31% surge relative to the corresponding quarter of the preceding fiscal period. This sharp rise in profitability points to the company’s well-executed growth strategies and operational efficiencies.

The company’s operating revenue also witnessed a dramatic jump of 50%, rising to ₹7,478 crore in Q4 FY25 from ₹4,998 crore in the corresponding quarter of FY24. This growth was supported by higher disbursements across consumer and wholesale segments, improved asset quality, and effective risk management practices.

The results reinforce Tata Capital’s growing influence in India’s financial sector, especially as it competes with other large NBFCs in delivering accessible credit and innovative financial services.

Year-End Financials: Solid Growth Across the Board

For the full fiscal year 2024–25, Tata Capital posted a PAT of ₹3,655 crore, improving from ₹3,327 crore recorded in FY24. This translates into a nearly 10% year-over-year rise in net profit, demonstrating the company’s consistent performance throughout the year.

Its annual operating revenue grew by more than 55%, touching ₹28,313 crore, a significant leap from ₹18,175 crore in FY24. This remarkable growth was fueled by diversified lending operations, technological integration, and expanding customer reach.

Tata Capital’s consistent year-over-year performance signals operational maturity and sustained demand for its financial services, even amid a challenging economic backdrop characterized by fluctuating interest rates and rising credit competition.

IPO in the Pipeline: Laying the Groundwork for Market Entry

In a move aimed at tapping capital markets and complying with regulatory directives, Tata Capital has submitted a confidential draft red herring prospectus (DRHP) to SEBI under the pre-filing route for an upcoming initial public offering (IPO).

As per market reports, the IPO is expected to be worth around USD 2 billion, placing Tata Capital’s valuation in the ballpark of USD 11 billion. The offering will reportedly feature a combination of fresh equity issuance and an offer for sale (OFS) by existing shareholders, giving both the company and its promoters an opportunity to unlock value.

This IPO is part of the company’s strategic alignment with Reserve Bank of India (RBI) regulations, which require “upper-layer” NBFCs—identified as systemically significant entities—to list on the stock exchanges within three years of their designation. Tata Capital was added to this upper-tier classification in September 2022, setting the IPO clock ticking.

Going public will enable Tata Capital to improve openness, broaden the range of investors, and secure future funding more readily.

Ownership Structure and Tata Group’s Market Strategy

Currently, Tata Sons, the principal investment holding company of the Tata Group, owns 92.83% of Tata Capital. The initial share offering will reduce the existing ownership position somewhat, thereby enabling a wider distribution of shares among the public.

Provided this offering proves fruitful, it will be the second substantial flotation by the Tata Group in recent times, coming after the extremely well-received initial public offering of Tata Technologies in November 2023. That IPO was met with overwhelming investor interest, and similar excitement is building around Tata Capital’s listing, given its strong brand backing and stellar performance.

This listing will further enhance the Tata Group’s visibility in the financial services segment, complementing its growing presence across technology, infrastructure, and manufacturing sectors.

Business Strengths Driving Financial Performance

Tata Capital’s growth momentum is being driven by its diversified portfolio of lending products, ranging from personal loans and home financing to vehicle loans and infrastructure financing. The company has also strengthened its digital lending infrastructure, expanding its reach across Tier II and Tier III cities.

Moreover, the NBFC has focused on maintaining healthy asset quality, reducing non-performing assets (NPAs), and improving provisioning standards in compliance with RBI guidelines. Its customer-centric approach and digital innovation have played a vital role in boosting loan disbursements and customer retention.

Additionally, Tata Capital’s prudent approach to cost management and capital allocation has enabled it to maintain stable margins despite competitive pressures and macroeconomic challenges.

Conclusion: Building Momentum for a Public Market Debut

Tata Capital’s financial results for Q4 FY25 offer clear evidence of a company that’s not just growing, but doing so sustainably and strategically. With profits up 31% and revenues soaring 50% in the March quarter, the NBFC has showcased operational excellence across multiple fronts.

The upcoming IPO represents a major turning point for Tata Capital. Beyond being a regulatory milestone, it will serve as a platform for greater public trust, wider capital base, and long-term growth opportunities.

As the company moves closer to its listing milestone, investors and market watchers alike will be keenly observing how Tata Capital navigates this crucial phase—armed with solid fundamentals, a strong promoter group, and a clear strategic vision.

 

 

 

 

 

 

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Zepto Atom: Revolutionizing India’s Data Analytics Market

 

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