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May 16, 2018, 12:47
Uncommon Insurance Plans:Pet Wellness Plans

Pet wellness plans help the pet parents by making them realize that their pets can live longer, happier and healthier life. According to American pet products associations, pet owners spent over $15 billion on vet care in the US including daily routine care cost, but they often neglect regular teeth cleaning.


The American Dental Veterinary College (ADVC) has stated that painful dental conditions are common in middle-aged and older pets. In order to prevent these dental conditions (ADVC) has recommended removal of plaque and tartar on pet’s teeth.


Vet check-ups and diagnostic test help in detecting health problem of pets before it’s too late. These Wellness plans are very cost-effective as it helps to reduce large vet bills and cover routine care expenses.


Preventive services covered in wellness plans are:


• Vaccinations
• Spaying & neutering
• Dental/teeth cleaning
• Blood panel
Flea, tick, and heartworm prevention


Under wellness plans, you will get reimbursement up to a pre-specified amount for the year. For example, if you chose a plan that pays $50 for an annual exam you pay Rs 3,400 or 50$ at the time of service. You then file a claim with your pet insurance company and are reimbursed for Rs 3,400 or $50.


Pet insurance plans cover accidents, illness, hereditary and congenital conditions but do not cover routine care. Wellness plans are optional coverage and can be added to pet insurance policies. You can add routine care coverage when you first sign up for pet insurance or some other time. There are some institutions that allow you to sign up for their wellness plan within 30 days of your policy date.


It is important to insure pets when they are puppies and kittens. By adding a wellness plan, your pet stays healthy with much-needed vaccinations. A strong, healthy immune system is crucial for young pets because it prevents them from getting a chronic illness or disease.


Before you invest in a pet insurance policy, make sure the provider offers a wellness plan option. For example, there are some institutions who do not offer wellness coverage but there are some who offers Best Wellness, an affordable routine care plan for dogs and cats. By adding wellness coverage to your policy, will not only help to reduce costly vet bills but also it will help your pet to be healthy throughout the year.



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